Online credit loan
Our credit loan partner is Swedbank.
CAMPAIGNS
Up to 3 months credit free – nothing to pay for the first 3 months!
Apply for credit loan in June and you can apply for three months credit free period. You pay 0 EEK for your purchase up to three months and saved money can be used for other purchases. Campaign lasts from 1.06.08-31.12.08
NEW! Three months interest free credit. Terms and Conditions.
Ask the additional information about the campaign terms and conditions from our customer service phone-line 7 384 840 Mon.-Fry. 8.00-17.00 or email us: info@paradiis.ee
EGO credit loan terms and conditions:
- EGO credit loan is available for adult customers (18-75 years old) who have Estonian citizenship or valid living permission( living permission must be valid till the end of the loan period).
- The applicants salary, pension or parent benefits must be over 2000 EEK monthly and must be paid into Swedbanks account. The clients who have an account in other banks must provide their home bank`s 6 months statement of account and hand it over to salesperson.
- Credit loan is available also for private proprietorships with monthly income over 2000 EEK.
- Cost of purchase must exceed 2000 EEK, maximum cost 150 000 EEK;
- Minimum monthly payment 100 EEK;
- Deposit 0%;
- Credit period is from 6 months up to 48 months.
- Swedbanks approval required for credit. Paid money up front is considered as a first payment on the loan schedule. Deposit will be paid in store.
The loan schedule also lists the interest rate and money up front.
| Cost of purchase |
APR |
Application fee |
| 2 000 - 19 999 kr |
21,9% year |
295.- |
| 20 000 - 39 999 kr |
19,9% year |
Application fee for private persons is 1% but not less than 295 EEK |
| 40 000 - ... kr |
19,9% year |
Application fee for private persons is 1% but not less than 295 EEK |
Application fee for private persons is 1% but not less than 295 EEK and minimum of 500 EEK for corporate personalities or 1%+VAT.
Applying for credit is simple!
Apply for credit at www.paradiis.ee. Choose an item you liked most and add it to your shopping cart . Click the "Process order" button and you you'll be forwarded into filling order section. Fill the order field and choose "Credit" payment and then EGO credit – Swedbank. After the order is confirmed you'll be forwarded into applying online credit page where you'll see partially filled credit application.
Your application will be sent to Swedbank. Private persons will get an answer in just 15 minutes. We will inform you over the phone ASAP.
We will award a EGO credit contract with you if the answer from the Swedbank is positive and then you are able to pay up front. All the rest of the payments must be paid in accordance to EGO credit loan sales contract into Hansa Liising account monthly.
We advise you to sign up for direct debit with Swedbank and you never have to remember all the dates you need to make the partial payments.
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